9255 Corbin Avenue
Suite 200
NORTHRIDGE CA 91324-2401
(800)
743-2524 
818-782-5887 Fax:
818-734-7847
SIU Referral –
Property Claims Indicators
From ___________________________ Company: ____________________________ Date: _______________
Insured: _________________________ Loss Date: ___________________________ Policy No: __________
Claim No:__________________________________________ Other: _________________________________
Insured is unusually knowledgeable with regard to insurance terminology 
Insured has no invoices or receipts for the items claimed lost
Insured is in financial difficulty
The insured acquired the policy from an agent far from his home or business
There is a loss shortly after the issuance of the policy
The policy is the insured’s first insurance policy
The loss is to the total contents of the home or business
Telephone number for the insured is an answering service or voice mail
The insured has policy limits in excess of values at hand
Losses include numerous family heirlooms
The property claimed lost was recently acquired.
Losses where the security devices (alarms) failed to work
The insured only has photocopies of invoices and no originals
All of the property was inherited from a deceased relative
Comments: _________________________________________________________________________________________________
___________________________________________________________________________________________________________
Each indicator checked is important. If three or more are checked there is a potential for a suspected fraudulent claim and the file should be referred to your SIU, FIMAT.
No single indicator, or combination of indicators, makes a claim fraudulent. It only indicates that a file deserves a more intense investigation by your SIU, FIMAT.
Last updated August 18, 2007